Al Buraiki, Mr. Abdullah, and Dr. M. Firdouse Rahman Khan. “FINANCE AND TECHNOLOGY: KEY CHALLENGES FACED BY SMALL AND MEDIUM ENTERPRISES (SMES) IN OMAN”. International Journal of Management, Innovation & Entrepreneurial Research 4, no. 2 (October 22, 2018): 01-12. Accessed July 28, 2021. https://giapjournals.com/ijmier/article/view/ijmier.2018.421.